Tag Archives: finance

5 ways to help reduce on your energy bills

Posted on April 26, 2016 by peardrealestate

The colder months are upon us, and higher energy bills tend to be part and parcel. However, just a few small changes can help make a difference to your energy bill. Here are five ways to help cut costs… 1. Keep … Continue reading →

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Right on Target

Posted on March 15, 2016 by peardrealestate

By Warren Littlefair – Peard Finance General Manager. WOW – Can you believe we are into the third month of the year already? To most of us it seems like we have just got over the Christmas hangover, got a … Continue reading →

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Finance rejected? What now?

Posted on February 5, 2016 by peardrealestate

With recent changes to lending requirements, it is becoming harder and harder to obtain finance. If you are one of many who’s mortgage application has been declined, don’t panic just yet! The market is diverse with lenders offering an array … Continue reading →

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10 ways to become mortgage free, sooner.

Posted on November 24, 2015 by peardrealestate

For many, purchasing a home will probably be the largest financial decision they make in their lifetime and a debt most will want to pay off as quickly as possible. There are some great ways to get ahead of the … Continue reading →

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Family guarantor loans – good or bad?

Posted on November 12, 2015 by peardrealestate

Many first home buyers are struggling to raise the deposit required to buy a property When I first entered the industry nine years ago many lenders were allowing purchasers to borrow 100% of the property value plus fees.  While this … Continue reading →

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Keeping it in the family

Posted on November 9, 2015 by peardrealestate

Passing on good fiscal policy as soon as possible to your children is one of the biggest gifts a parent can give to their son or daughter. Teaching kids about money, this can be one of the most challenging things … Continue reading →

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Little acorns

Posted on October 19, 2015 by peardrealestate

It’s that time of year when our kids start thinking about getting a summer job. No doubt they are looking forward to some time with their friends at the beach or pool with a pocketful of cash to spend. Sounds … Continue reading →

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Credit where credit’s due

Posted on October 12, 2015 by peardrealestate

Most of us have a credit card and to avoid a mountain of debt, there are simple rules to live by to keep you in the black. You can really tell that we are well and truly into the New … Continue reading →

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Keeping a clean sheet

Posted on September 29, 2015 by peardrealestate

Recently, Australian credit reporting agencies are changing the way they report credit profiles so how do you avoid the pitfalls of a less than perfect credit score? Credit agencies are now using the Comprehensive Credit Reporting (CCR) system which will … Continue reading →

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Start as you mean to go on

Posted on September 28, 2015 by peardrealestate

Setting up good financial habits early in life will pay dividends later in life. How many times do we hear the words – “you should have done this or you should have done that”? This always happens after the event, so … Continue reading →

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